After mastering International Trade banking operations, a
move towards sustaining Foreign Partnership and Investments.

The Bank was established in Tunis, in November 1984, as an off shore banking unit , with an authorized share- capital of USD 30.000.000,00 equally subscribed between the Tunisian State and the Forebank, NAIB BANK deals mainly in international banking operations.

NAIB BANK has first built a wide international correspondent network and business relations in major financial centers; then, its favourable local context and its incentive off-shore status helped NRIB BANK to implement its own "business concept" targeted towards finalizing both resident and non resident, small and medium-size exporting entreprises' foreign trade operations.

NAIB BANK succeeded in this emerging sector and performed satisfactory financial results, enabling it to focus on wider market - shares and on extending its international expertise towards foreign partnership and investments' activities, which prospectsfor Tunisia, the base country , are more than attractive and promising.

The International character of its services via its access to the international Money Markets enabling it to deal with relevant operations in all currencies and with high quality standards, in terms of interest rates, hedging and fiscal optimum conditions.

The multiform financial packages met by its private and corporate customers who find diversified and tailor-made answers to their needs, whether in financing matters (facilities on current accounts, discounts, direct or syndicated loans...) or in connex operations (documentary credit, international guarantees, transfers, exchange , time deposit and treasury management...)

The rapid finalization of customers' operations and the personalization of services thanks to the human size of the bank and the professionalism of its team.

The competitive operations' handling costs.

1. Treasury, dealing room
   • Multicurrency money market operations.
   • Foreign exchange.
   • Hedging operations: FRA's, swaps, etc...
   • Portfolio managing.
2. Commercial banking
   • Accounts opening and deposit taking in all currencies and terms.
   • Transfers and customers' Forex operations.
   • Letters of credit opening, confirming and financing. - Guarantees and avalizing.
   • Drafts and financial papers discounting.
   • Short - term loans and facilifies (import, export and operating charges).
3. Merchant banking
   • Syndicated loans participation and management.
   • Medium and long term loans to corporations and governments.
   • Advisory services (investments, corporate restructuring, and project financing).

	Mr SADDIK M. HIJJAJI	Chairman and General Manager
	Mr CHAHIR ZLAOUI	Deputy General Manager
	Mr MOHAMED KHEMIRI	Manager Advisor
	Mr GHAZI GUEZGUEZ	Dealing Room & Treasury
	Mr SAID BENKHELIFA	Operations' Department
	Mr FREDJ ABDERRAZAK	International Finance Department
	Mr BORHENE CHÂABANE	Letters of credits Department
	Mr TAIEB TAIEB	Foreign Relations Department

Head Office : Immeuble Etoile du Lac - Berges du Lac - Route de la Marsa 2035 Tunis
Po Adress : Po Box 485 - 1080 Tunis Cedex
Cable : NAIBANK
Tél. : 216 1 860 800 - Fax : 216 1 860 840
Télex : 12522 - 12523 NAIB TN
SWIFT : NOAFTNTT

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Dernière modification : 25 janvier 2000
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